In 2025, Australia’s crypto scene is more regulated than ever. The Australian Securities and Investments Commission (ASIC) and AUSTRAC are cracking down hard on unlicensed financial products—especially those promising “guaranteed returns.”
So let’s cut through the noise and focus on what actually works for passive crypto income Down Under.
🔍 Platform Analysis: The Good, The Bad & The “Mate, That’s a Scam”
Below is a 2025 audit of the platforms you listed. We’ve checked:
✅ ASIC registration
✅ AUSTRAC compliance
✅ User complaints (Scamwatch, Reddit r/AusFinance)
✅ Real yield mechanisms
✅ Withdrawal proof
|
Optima Fundrelix |
❌ |
No |
❌ (No whitepaper) |
⚠️⚠️⚠️⚠️⚠️ |
Scam– Fake testimonials, no legal entity |
|
SolvexPrime 9.4 |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Scam– Name sounds legit, but zero compliance |
|
InvestProAi |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️ |
High-risk– AI claims = red flag |
|
Bitlionex Port |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Scam– Domain registered 2024, no team info |
|
Quantum AI |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Global scam– Banned in EU & UK |
|
Cryptoflux69 |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Joke name = joke platform |
|
Quantum BitQZ |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Copy-paste scam– Same as BitQZ clones |
|
Anchor Gainlux |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️ |
Unverified– No liquidity proof |
|
Redford Bitspirex |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Fake KYC– Stolen UI from real exchanges |
|
TikProfit |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Social media pump scam |
|
Lucent Markbit |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️ |
No wallet integration– funds trapped |
|
Horizon AI |
⚠️ |
Partial (offshore) |
❓ |
⚠️⚠️⚠️ |
Avoid– Not AU-licensed |
|
Blackrose Finbitnex |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Scam– Fake ASIC number |
|
Westrise Corebit |
❌ |
No |
❌ |
⚠️⚠️⚠️⚠️⚠️ |
Exit scam waiting to happen |
🚨 Verdict: None of these platforms are licensed or safe for Australian investors in 2025. Most are Ponzi schemes or rug pulls disguised as “AI trading bots.”
✅ Legit Ways to Earn Passive Crypto Income in Australia (2025)
Forget the fake platforms. Here’s what actually works—and is legal under AU law:
1. Staking on Regulated Exchanges
Platforms like Coinbase Australia, Kraken, and Swyftx offer staking for assets like:
- Ethereum (ETH) – ~3–5% APY
- Cardano (ADA) – ~4–6%
- Solana (SOL) – ~6–8%
✅ ASIC-compliant
✅ AUD deposits/withdrawals
✅ Integrated with AU tax reporting
💡 Pro Tip: Use Coinbase Earn – learn & earn free crypto. Bonus!
2. Liquidity Mining (DeFi – But Carefully!)
Use non-custodial wallets like MetaMask + regulated DeFi protocols:
- Aave (lend stablecoins – 2–5% APY)
- Lido (stake ETH without locking)
- Uniswap V3 (LP with concentrated liquidity)
⚠️ Warning: DeFi is not regulated in Australia. Only risk what you can afford to lose. Always use hardware wallets.
3. Yield-Bearing Stablecoins
Hold USDC or DAI in platforms like:
- Coinbase Base (2–5% yield)
- Nexo (if you pass strict KYC – but not AU-regulated!)
🇦🇺 Better AU option: Zerocap or BTC Markets Institutional for institutional-grade yield (min. $10k).
4. Dividend-Paying Crypto Assets
Some tokens pay “dividends” via protocol revenue:
- KuCoin Token (KCS) – daily bonuses
- Binance Coin (BNB) – token burns = price support
But Binance is restricted in AU since 2024. Stick to local exchanges.
📈 2025 Strategy: How to Actually Make Passive Income
Step 1: Start Small, Stay Compliant
- Use Swyftx or Coinbase AU (both AUSTRAC-registered).
- Never send crypto to unknown “investment platforms.”
Step 2: Diversify Your Yield
|
ETH |
Staking |
3–5% |
Low |
|
ADA |
Staking |
4–6% |
Low |
|
USDC |
Lending (Aave) |
3–4% |
Med |
|
SOL |
Staking |
6–8% |
Med |
Step 3: Track & Report for Tax
- Use Koinly or CryptoTaxCalculator.com.au
- ATO treats staking rewards as ordinary income (taxable at your marginal rate).
- Keep records of every transaction – AU tax office is watching!
🔐 How to Register & Withdraw Crypto in Australia (2025)
On Coinbase Australia (Example):
- Click “Sign Up” → Enter email, create password
- Verify ID (AU driver’s licence or passport)
- Link bank account (via OSKO or PayID)
- Buy crypto → Go to “Earn” or “Staking” tab
- Withdraw AUD: Wallet → Withdraw → Select bank → Confirm
💬 Aussie Hack: Use PayID for instant AUD deposits—no 3-day wait!
To Withdraw Crypto to Private Wallet:
- Go to Portfolio → Select asset (e.g., ETH)
- Click Send → Paste your MetaMask address
- Confirm 2FA → Done!
⚠️ Never share your seed phrase – real platforms will NEVER ask for it!
🚫 Red Flags: If You See These, RUN!
- “Guaranteed daily returns”
- No ASIC licence number
- Testimonials with stock photos
- Domain registered <1 year ago
- Pressure to “act now”
- Withdrawal fees or “taxes” to access funds
🇦🇺 Remember: If it sounds too good to be true, it’s probably being run from a basement in Minsk—not Melbourne.
💎 Final Tips from an Aussie Crypto Expert
- Stick to regulated platforms – your money’s safer than a Tim Tam in a locked pantry.
- Ignore TikTok “gurus” – they’re paid to shill scams.
- Dollar-cost average (DCA) into blue-chip cryptos, then stake.
- Talk to a crypto-savvy accountant – ATO penalties hurt worse than sunburn.
📌 Summary: What to Do in 2025
✅ DO: Stake ETH/ADA on Coinbase or Swyftx
✅ DO: Use DeFi cautiously (only with cold wallets)
✅ DO: Report all income to ATO
❌ DON’T: Touch any of the 13 platforms listed above
❌ DON’T: Chase “10% daily” returns